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IFSC & MICR Code Details of BANK OF INDIA, MOTIJHEEL Branch
BANK NAME BANK OF INDIA
IFSC CODE BKID0004655

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE842013001

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEMOTIJHEEL
ADDRESS PUJA MARKETMOTIJHEEL,
STATE NAME BIHAR
DISTRICT NAME MUZAFFARPUR
CITY NAME MUZAFFARPUR
BRANCH CODE 004655

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 6212245143
SWIFT CODE
WEBSITE https://www.bankofindia.co.in
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About Bank Of India, Motijheel Branch

General Information -

The Bank Of India , Motijheel Branch is Located in Bihar State, Muzaffarpur District, Muzaffarpur City in India. Address is: Puja Marketmotijheel, .
The IFSC Code of Bank Of India , Motijheel Branch is: BKID0004655
The MICR Code of Bank Of India , Motijheel Branch is: 842013001
Contact No is - 6212245143

Bank Operational Time -

Transational Timing -

NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019. National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)

Breakdown of Bank Of India, Motijheel Branch IFSC Code

B

K

I

D

0

0

0

4

6

5

5

Bank Code

Future Use

Branch Code

The first four digits (BKID) is bank code & representing the Bank Of India.

Next one digit is generally (0) zero - it's reserved for future use.

Last six digits is (004655) - It's an unique identifier no for the particular branch & here it's representing Bank Of India , Motijheel Branch.

Breakdown of Bank Of India, Motijheel Branch MICR Code

8

4

2

0

1

3

0

0

1

City Code

Bank Code

Branch Code

FAQ

The IFSC Code of Bank Of India, Motijheel Branch is: BKID0004655 

The MICR Code of Bank Of India , Motijheel Branch is: 842013001 

The Branch Code of the Bank Of India , Motijheel Branch is 004655. Last six digits of IFSC code represent Branch code.

The Bank Of India Motijheel branch is located in Bihar state, Muzaffarpur district , Muzaffarpur city. The Full Address is: Puja Marketmotijheel,

The Contact Number of Bank Of India , Motijheel Branch is 6212245143

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.