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ANDHRA PRADESH    196 Branches
ARUNACHAL PRADESH    1 Branches
ASSAM    36 Branches
BIHAR    242 Branches
CHANDIGARH    81 Branches
CHHATTISGARH    24 Branches
DAMAN AND DIU    3 Branches
DELHI    134 Branches
GOA    34 Branches
GUJARAT    1015 Branches
HARYANA    104 Branches
HIMACHAL PRADESH    24 Branches
JAMMU AND KASHMIR    5 Branches
JHARKHAND    90 Branches
KARNATAKA    122 Branches
KERALA    110 Branches
MADHYA PRADESH    200 Branches
MAHARASHTRA    515 Branches
MANIPUR    9 Branches
MEGHALAYA    6 Branches
MIZORAM    2 Branches
NAGALAND    5 Branches
ODISHA    152 Branches
PUDUCHERRY    3 Branches
PUNJAB    108 Branches
RAJASTHAN    593 Branches
SIKKIM    3 Branches
TAMIL NADU    203 Branches
TELANGANA    11 Branches
TRIPURA    4 Branches
UTTAR PRADESH    1172 Branches
UTTARAKHAND    124 Branches
WEST BENGAL    212 Branches

BANK OF BARODA logo

Format of Bank Of Baroda IFSC Code

Bank Of Baroda or any IFSC Code (Indian Financial System Code) of any bank branch in India is an eleven-character alphanumeric unique identification number.

The Structure is -

B

A

R

B

0

1

2

3

4

5

6

Bank Code

0

Unique Branch Code

  • BARB - First four digits is bank code. Any Bank Of Baroda IFSC code start with BARB.

  • 0 (Zero) - Next one digit is always zero & it's reserved for future use.

  • 123456 - Last six digits is branch code.
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    General Information About Bank IFSC & MICR Code


    What is an IFSC Code?

    IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


    Structure of the IFSC Code

    The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


    Example : Breakdown of IFSC Code

    A

    B

    C

    D

    0

    1

    2

    3

    4

    5

    6

    Bank Code

    Future Use

    Branch Code


    What is IFSC code used for?

    IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


    What is MICR Code?

    MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

    The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


    Structure of the MICR Code


    Example : Breakdown of MICR Code

    1

    2

    3

    4

    5

    6

    7

    8

    9

    City Code

    Bank Code

    Branch Code


    What is MICR code used for?

    MICR Code used for various financial transations such as SIP form or for transferring funds.


    The given information is as per the guidelines of RBI (Reserve Bank of India)

    Payment ServiceNEFTRTGSIMPS
    ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
    Minimum Transfer LimitRe.1Rs.2 lakhRe.1
    Maximum Transfer LimitNo limitNo limitRs.2 lakh
    Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
    Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


    FAQ on IFSC & MICR code

    Q. Do IFSC codes get changed?
    A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

    Q. How to transfer money using the IFSC code?
    A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

    Q. Is sharing IFSC & MICR code safe?
    A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

    Q. Is IFSC code and branch code is same?
    A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.