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AMBAJI ROAD BRANCH    1 Branches
ATHWALINES BRANCH    1 Branches
BAMROLI ROAD    1 Branches
BARBODHAN    1 Branches
BARDOLI BRANCH    1 Branches
BHATAR ROAD BRANCH    1 Branches
BHATGAM,GUJARAT    1 Branches
BHIMPORE, DIST SURAT    1 Branches
BHULKABHAVAN BRANCH    1 Branches
CHHIPWAD BRANCH    1 Branches
CITY LIGHT BRANCH    1 Branches
DUMBHAL BRANCH    1 Branches
FULPADA BRANCH    1 Branches
GOTHAN, GUJARAT    1 Branches
GUNASVEL, GUJARAT    1 Branches
HAJIRA, DIST SURAT    1 Branches
IBB SURAT BRANCH    1 Branches
IE.PANDESARA BRANCH    1 Branches
JAHANGIRPURA    1 Branches
KAMREJ CHAR RASTA    1 Branches
KAPODARA,SURAT,GJ    1 Branches
KARANJ    1 Branches
KHAND BAZAR BRANCH    1 Branches
KHATODRA BRANCH    1 Branches
KOSAMBA DIST SURAT    1 Branches
KRIBHCO BRANCH    1 Branches
KUDSAD,GUJ    1 Branches
LH ROAD    1 Branches
LIMBAYAT,GUJ    1 Branches
MADHI, DIST SURAT    1 Branches
MAGDALLA, SURAT    1 Branches
MAHUVA, GUJARAT    1 Branches
MANDARWAJA BRANCH    1 Branches
MANDVI-DIST SURAT    1 Branches
MANEKPORE, GUJARAT    1 Branches
MORA, DIST SURAT    1 Branches
MOSALI, DIST SURAT    1 Branches
MOTA, GUJARAT    1 Branches
NANPURA BRANCH    1 Branches
NAVYUG COLLE BRANCH    1 Branches
NIZER    1 Branches
OLPAD,DIST SURAT    1 Branches
PAL    1 Branches
PALANPUR PATIA    1 Branches
PARLE POINT BRANCH    1 Branches
PARSI SHERI BRANCH    1 Branches
PASODARA    1 Branches
PINJARAT    1 Branches
PRIME ARCADE    1 Branches
RANDER BRANCH    1 Branches
SAGRAMPURA BRANCH    1 Branches
SALABATPURA BRANCH    1 Branches
SARTHANA    1 Branches
SAYEDPURA BRANCH    1 Branches
SHAHPORE BRANCH    1 Branches
SP.PR.BKING. BRANCH    1 Branches
SUFIBAUG BRANCH    1 Branches
SURAT MAIN-SURAT    1 Branches
SURATI BAZAR VYARA    1 Branches
TALADPATIA, GUJARAT    1 Branches
TEXTILE MKT. BRANCH    1 Branches
UDHNA BRANCH    1 Branches
VAHEVAL,SURAT,GUJ    1 Branches
VANIA SHERI BRANCH    1 Branches
VIP ROAD SURAT    1 Branches
ZAMPA BAZAR BRANCH    1 Branches

Currency Converter


Rate Date : 22/11/24

We found 103 Branches available for BANK OF BARODA, GUJARAT, SURAT

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.