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RUPALI BANK LTD. logo
Routing Number / BEFTN Code Details of RUPALI BANK LTD. , KERANIHAT Branch
ROUTING NUMBER185154189

(Used for electronic fund transfers such as BEFTN, BD-RTGS etc. across Bangladesh for domestic fund transfer purposes.)

BANK NAME RUPALI BANK LTD.
BANK CODE185

(The first three digits of the routing number is bank code.)

BRANCH NAMEKERANIHAT
BRANCH CODE418

(After first five digits next three digits of the routing number is district code.)

DISTRICT NAMECHITTAGONG
DISTRICT CODE215

(After first three digits next two digits of the routing number is district code.)

SWIFT CODE
WEBSITE https://www.rupalibank.org
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About Rupali Bank Ltd. , Keranihat Branch

General Information -

The Rupali Bank Ltd. , Keranihat Branch is Located in Chittagong District in Bangladesh.
The Bank Code is 185 , District Code is 215 & Branch code is 418.
Rupali Bank Ltd. , Keranihat Branch Routing Number is : 185154189

Bank Operational Time -

Transational Timing -

Breakdown of Rupali Bank Ltd. , Keranihat Branch Routing Number

1

8

5

1

5

4

1

8

9

Bank Code

District Code

Branch Code

Cheque Digit

The first three digits is (185) representing the bank code of Rupali Bank Ltd. .

Next two digits is (15) representing the district code of the Rupali Bank Ltd. & this code indicates Chittagong District.

Next three digits is (418) - It's represent or used to identify the specific individual bank's branch & here it's identifying Rupali Bank Ltd. , Keranihat branch.

Last one digit is (9) - It's cheque digit & this number is also printed on the bottom-left of your bank cheque leafs.

FAQ

The Routing number of Rupali Bank Ltd. , Keranihat Branch is: 185154189 

The Keranihat Branch of Rupali Bank Ltd. Located in Chittagong District, in Bangladesh.

The Bank Code of Rupali Bank Ltd. , Keranihat Branch is 185

The District Code of Keranihat Branch of Rupali Bank Ltd. is 215

The Branch Code of Keranihat Branch of Rupali Bank Ltd. is 418

General Information About Bangladesh Bank Routing Number (BEFTN Code)


What is Bangladesh Bank Routing Number?

BEFTN stand for Bangladesh Electronic Fund Transfer Network. The bank routing number of any bank in bangladesh is a nine digit identification number assigned to financial institutions or bank and this number identifies the specific financial institution or bank branch upon which a payment is drawn.


Features of the Bangladesh Bank Routing Number or BEFTN Code

  • End-to-end electronic form.
  • EFT transaction could be debit or credit.
  • It will operate in real-time batch processing mode.

How Does Bangladesh Bank Routing Number or BEFTN Code Work

BEFTN operates both as a processing center and delivery center for the distribution and settlement of electronic credit and debit instruments among all the participating banks. This network will be run in a real‐time batch processing mode. Transaction files which are being received from the banks will be processed to ensure if there are conditions that would result in a file or batch rejection. The banking company will have enough time to fix the errors and problems and resubmit the file.

Again, all the commercial banks of Bangladesh are the members of the BEFTN hub in order to send and receive payments. Payments can be made to individuals or institutions. payment instruction should be provided by the Bangladesh Bank. All the banks under this network are provided with unique routing codes. So when payment instructions are being initiated, it is mandatory to use the routing code for the beneficiary branch. All payment transactions will be calculated into a single multilateral netting figure for each individual bank.

Structure of the Bangladesh Bank Routing Number or BEFTN Code

This is a special unique code or identifies number is generated with the combination of the first three digits bank code, next two digits means fourth & fifth digit is district code, then next three digits means sixth, seventh & eighth digit is branch code and at last one means nineth digit is cheque digit. This special unique bank routing number is also printed on the bottom-left of your bank cheque leafs.


Example : Breakdown of Bangladesh Bank Routing Number (BEFTN Code)

1

2

3

4

5

6

7

8

9

Bank Code

District Code

Branch Code

Cheque Digit


What Bangladesh Bank Routing Number or BEFTN Code Used for?

The BEFTN or Bangladesh Routing Number used for various purpose such as online banking fund tranfer, payment to a local bank account etc.


Advantage & Disadvantage of Bangladesh Bank Routing Number or BEFTN Code

Advantage Disadvantage
It will create smooth payment system among all the branches across the country. BEFTN is the most critical component in the development of a modern payments system infrastructure.
It will ensure highly secured payment service since there will be no chance of alteration unlike in the case of the existing paper-based system. When an amount is transferred through BEFTN, the bank cannot able to reverse the transaction.
It will be efficient since it is paperless & automated. It will optimize bank’s cash flow management process and working capital cycle.
Payment initiation will make an end-to-end automated process with auto reconciliation capabilities.
EFT reduces turnaround time significantly in the majority of cases to one day from a number of days from traditional payment mechanisms.