What is Canada Routing / Transit Number?

A routing number identifies your bank or financial institution particular branch & this code is used for local bank account fund transfer. In Canada bank routing code lenth is eight digits & it'll printed on your personal cheque leaf.

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Routing Number Details of BANK OF MONTREAL, LADNER Branch
INSTITUTION TYPE BANK
INSTITUTION NAME BANK OF MONTREAL
INSTITUTION CODE 001

(Last three digits of MICR / Transit Number is the Institution Code.)

BRANCH NAME LADNER
BRANCH CODE / TRANSIT 07040

(First five digits of MICR / Transit Number is the Branch Code / Transit.)

ROUTING NUMBER 000107040

(Routing number electronic payment format.)

(Use for electronic fund transfer accross own country.)

MICR CODE / TRANSIT NUMBER 07040-001

(Routing number MICR-encoded paper payment format.)

CANADIAN CLEARING CODE (CC) //CC000107040

(Also known as Canadian sort code.)

CHIPS UID 046440

(Clearing house interbank payments system universal identifier.)

ADDRESS 120 - 4857 ELLIOTT ST.
CITY NAMEDELTA
STATE NAME BRITISH COLUMBIA
STATE CODE BC
POSTAL CODE V4K 2X7
SWIFT CODE BOFMCAM2XXX

(Use for international fund transfer.)

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About About BANK OF MONTREAL, LADNER Branch

General Information -

The Bank Of Montreal , Ladner Branch is Located in Delta City, British Columbia . Address is: 120 - 4857 Elliott St. , Delta , British Columbia , Postal Code - V4k 2x7.
Institution Code is : 001, Branch Code is : 07040, Canadian Clearing Code (CC) / Sort Code is : //CC000107040, Chips UID is : 046440.
The Routing Code of Bank Of Montreal , Ladner Branch is : 000107040
The MICR Code / Transit Number of Bank Of Montreal , Ladner Branch is : 07040-001
The SWIFT/BIC Code of Bank Of Montreal , Ladner Branch is : BOFMCAM2XXX

Bank Operational Time -

Breakdown of Bank Of Montreal, Ladner Branch Routing Number

0

0

0

1

0

7

0

4

0

Leading Zero

Financial Institution Code

Branch Transit Number

The first one digit (0) leading zero & it's used for formatting the Canadian routing number in an electronic transaction.

Next three digits (001) is financial institution code. It's identifying the financial institution & here it's representing Bank Of Montreal.

Last five digits is (07040) - It's an unique identifier no for the particular financial institution branch & here it's representing Bank Of Montreal, Ladner Branch.


Breakdown of Bank Of Montreal, Ladner Branch MICR Code / Transit Number

0

7

0

4

0

-

0

0

1

Branch Transit Number

Financial Institution Number

The first five digits (07040) is the branch transit number, here it's representing Bank Of Montreal Bank, Ladner Branch.

Next three digits (001) is bank / financial institution code & here it's representing Bank Of Montreal.

FAQ

The Bank Of Montreal Ladner branch is located in 120 - 4857 Elliott St. , Delta City, Postal Code - V4k 2x7, British Columbia , Canada.

The Routing Number of Bank Of Montreal, Ladner Branch is: 000107040

The MICR Code / Transit Number of Bank Of Montreal , Ladner Branch is 07040-001

The Institution Code or Bank Code of Bank Of Montreal is : 001.

The Branch Number / Transit Number of Ladner Branch is : 07040.

The Canadian Clearing Code (CC) of Ladner Branch is : //CC000107040.

The Chips UID of Ladner Branch is : 046440.

The SWIFT / BIC Code of Bank Of Montreal, Ladner Branch is : BOFMCAM2XXX

General Information About Canada Bank Routing Number & Transit Number


What is Canada Bank Routing Number?

A routing number identifies your bank or financial institution perticular branch & this code is used for local bank account fund transfer. This code will be printed on your personal cheque leaf.

The Canadian routing number is 8 or 9 digit numerical code. In this format, if the 8 digit code has a dash between the 5th and 6th digit, then it is meant for MICR-encoded financial documentation whereas if the 9-digit code has no dash, then it is meant for electronic fund transfers. For instance, XXXXX-YYY is for MICR-encoded documents and 0YYYXXXXX is used for electronic transfers.

The first three digits of the routing number is the identifier of the financial institution or bank branch & last five digits of the number is the transit number.

In MICR Code the first five digits is branch number & it's help to identify the perticular financial institution branch & last three digits is the financial instituion dentifier number.

As a general rule, Bank institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.

Structure of the Canada Bank Routing Number

This is a special unique code or identifies number is generated with the combination of the first three digits bank code, next two digits means fourth & fifth digit is district code, then next three digits means sixth, seventh & eighth digit is branch code and at last one means nineth digit is cheque digit. This special unique bank routing number is also printed on the bottom-left of your bank cheque leafs.


Example : Breakdown of Canada Bank Routing Number

0

X

X

X

Y

Y

Y

Y

Y

Leading Zero

Financial Institution Code

Branch Transit Number


Structure of the Canada Bank MICR / Transit Number

This is a special unique code or identifies number is generated with the combination of the first three digits bank code, next two digits means fourth & fifth digit is district code, then next three digits means sixth, seventh & eighth digit is branch code and at last one means nineth digit is cheque digit. This special unique bank routing number is also printed on the bottom-left of your bank cheque leafs.


Example : Breakdown of Canada Bank MICR / Transit Number

X

X

X

X

X

-

Y

Y

Y

Branch Transit Number

Financial Institution Number


What is MICR code used for?

A Canadian bank routing number is used for various financial purposes. Direct deposits, making payments like bills or depositing salary or pension, cheque payment, and to perform wire transfers, one may require to give their bank routing number.


In a Canadian bank transit number, the last digit of the branch number, with few exceptions, indicates the geographical location of the branch.

Branch numbers ending with :

Number Location
0 British Columbia and Yukon.
1 Western Québec including Montreal and surrounding areas.
2 Ontario including Toronto and surrounding area.
3 Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador.
4 New Brunswick.
5 Eastern Québec including Labrador.
6 Eastern Ontario including Ottawa and surrounding area.
7 Manitoba and North-Western Ontario.
8 Saskatchewan.
9 Alberta, the Northwest Territories and Nunavut.