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IFSC & MICR Code Details of UNION BANK OF INDIA, SANTOSHPUR SURVEY PARK Branch
BANK NAME UNION BANK OF INDIA
IFSC CODE UBIN0555452

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE700026042

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMESANTOSHPUR SURVEY PARK
ADDRESS B-178, SURVEY PARK, SANTOSHPUR,KOLKATA - 700 075, WEST BENGAL.
STATE NAME WEST BENGAL
DISTRICT NAME KOLKATA
CITY NAME KOLKATTA
BRANCH CODE 555452

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 24165990
SWIFT CODE
WEBSITE https://www.unionbankofindia.co.in
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About Union Bank Of India, Santoshpur Survey Park Branch

General Information -

The Union Bank Of India , Santoshpur Survey Park Branch is Located in West Bengal State, Kolkata District, Kolkatta City in India. Address is: B-178, Survey Park, Santoshpur,kolkata - 700 075, West Bengal. .
The IFSC Code of Union Bank Of India , Santoshpur Survey Park Branch is: UBIN0555452
The MICR Code of Union Bank Of India , Santoshpur Survey Park Branch is: 700026042
Contact No is - 24165990

Bank Operational Time -

Transational Timing -

NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019. National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)

Breakdown of Union Bank Of India, Santoshpur Survey Park Branch IFSC Code

U

B

I

N

0

5

5

5

4

5

2

Bank Code

Future Use

Branch Code

The first four digits (UBIN) is bank code & representing the Union Bank Of India.

Next one digit is generally (0) zero - it's reserved for future use.

Last six digits is (555452) - It's an unique identifier no for the particular branch & here it's representing Union Bank Of India , Santoshpur Survey Park Branch.

Breakdown of Union Bank Of India, Santoshpur Survey Park Branch MICR Code

7

0

0

0

2

6

0

4

2

City Code

Bank Code

Branch Code

FAQ

The IFSC Code of Union Bank Of India, Santoshpur Survey Park Branch is: UBIN0555452 

The MICR Code of Union Bank Of India , Santoshpur Survey Park Branch is: 700026042 

The Branch Code of the Union Bank Of India , Santoshpur Survey Park Branch is 555452. Last six digits of IFSC code represent Branch code.

The Union Bank Of India Santoshpur Survey Park branch is located in West Bengal state, Kolkata district , Kolkatta city. The Full Address is: B-178, Survey Park, Santoshpur,kolkata - 700 075, West Bengal.

The Contact Number of Union Bank Of India , Santoshpur Survey Park Branch is 24165990

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.