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AMMANCHERRY    1 Branches
ANTHINAD    1 Branches
ARUMANOOR    1 Branches
ASHOKAPURAM    1 Branches
ATHIRAMPUZHA    1 Branches
AYARKUNNAM    1 Branches
AYMANAM    1 Branches
BHARANANGANAM    1 Branches
BROADWAY    1 Branches
CHAKKAMPUZHA    1 Branches
CHAMAMPATHAL VAZHUR    1 Branches
CHANGANACHERRY    1 Branches
CHANGANACHERRY ADB    1 Branches
CHANGANACHERRY MAIN    1 Branches
CHENGALAM    1 Branches
CHERAI    1 Branches
CHINGAVANAM    2 Branches
DEVALOKAM    1 Branches
EDAYARIKKAPUZHA    1 Branches
ELAMGULAM    1 Branches
ERATTUPETTA    1 Branches
ERUMELI    1 Branches
ETTUMANOOR    2 Branches
KADAPPATTOOR    1 Branches
KADUTHURUTHY MAIN    1 Branches
KAIPUZHA    1 Branches
KALAKETTY    1 Branches
KALAMASSERRY SOUTH    1 Branches
KALATHIPADY    1 Branches
KALOOR    1 Branches
KANAKKARY    1 Branches
KANHIRAPALLY    1 Branches
KANJIKUZHY    2 Branches
KANJIRAPALLY    1 Branches
KARALAM    1 Branches
KARIPPUTHATTU    1 Branches
KARUKACHAL    1 Branches
KIDANGOOR    1 Branches
KODIMATHA    2 Branches
KONDOTTY    1 Branches
KOODALLOOR    1 Branches
KOOROPADA    1 Branches
KOOTICKAL    1 Branches
KORUTHODE    1 Branches
KOTHANALLUR    1 Branches
KOTTAYAM    2 Branches
KOTTAYAM MAIN    1 Branches
KOZHA    1 Branches
KOZHENCHERRY    1 Branches
KOZHUVANAL    1 Branches
KUDAKKACHIRA    1 Branches
KULASEKHARAMANGALAM    1 Branches
KUMARAKOM    1 Branches
KUMARANALLOOR    1 Branches
KURAVILANGAD    1 Branches
KURICHY    1 Branches
KURUPPANTHARA    2 Branches
KUTTICKAL    1 Branches
MADAPPALLY    1 Branches
MAMMOOD    1 Branches
MANARCADU    1 Branches
MANGANAM    1 Branches
MANIMALA    1 Branches
MANNANAM    1 Branches
MARANGATTUPALLY    1 Branches
MATTAKKARA    1 Branches
MEENADOM PAMPADY    1 Branches
MELUKAVUMATTOM    1 Branches
MONIPALLY    1 Branches
MUKKOOTTUTHARA    1 Branches
MUNDAKAYAM    1 Branches
MUNDATHANAM    1 Branches
MUTHOLY    1 Branches
NAGAMPADAM    1 Branches
NEDUMKUNNAM    1 Branches
NEENDOOR    1 Branches
NORTH KUTHIAKODE    1 Branches
NRI BRANCH KOTTAYAM    1 Branches
PAIPAD KOTTAYAM    1 Branches
PALA    1 Branches
PALAKKAD TOWN    1 Branches
PALLICKATHODE    1 Branches
PALLOM    1 Branches
PAMPADY    2 Branches
PARIYARAM    1 Branches
PAYYAVOOR    1 Branches
PEROOR    1 Branches
PERUVA    1 Branches
PIZHAKU    1 Branches
PLASSANAL    1 Branches
PONKUNNAM    2 Branches
POOVANTHURUTHU    1 Branches
POOVARANY    1 Branches
POOVATHILAPPU    1 Branches
PSBETTUMANNOOR    1 Branches
PULICKALKAVALA    1 Branches
PUNCHAVAYAL    1 Branches
PUTHUPALLY    1 Branches
RAMAPURAM    1 Branches
RASMECC,KOTTAYAM    1 Branches
RASMECCC KOTTAYAM    1 Branches
RBO THREE KOTTAYAM    1 Branches
RBO TWO KOTTAYAM    1 Branches
RCPC, KOTTAYAM    1 Branches
RCPCPONKUNNAM    1 Branches
SBIINTOUCH, PALA    1 Branches
SME BRANCH KOTTAYAM    1 Branches
SMECCC KOTTAYAM    1 Branches
SPL.PBB, KOTTAYAM    1 Branches
TEEKOY    1 Branches
TELLICHERY TOWN    1 Branches
THALAYOLAPARAMBU    2 Branches
THATTAKADU    1 Branches
THEKKETHUKAVALA    1 Branches
THELLAKOM    2 Branches
THIRUVANCHOOR    1 Branches
THIRUVARPU    1 Branches
THRIKODITHANAM    1 Branches
THURUTHY    1 Branches
TV PURAM    1 Branches
UZHAVOOR    1 Branches
VADANAPPILLY    1 Branches
VADAVATHUR    1 Branches
VAIKOM    2 Branches
VAKATHANAM    1 Branches
VALAVOOR    1 Branches
VAYALA NELLIKUNNU    1 Branches
VECHOOR    1 Branches
VELIYANOOR    1 Branches
VELLOOR    1 Branches

Currency Converter


Rate Date : 26/12/24

We found 152 Branches available for STATE BANK OF INDIA, KERALA, KOTTAYAM

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.