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ALAPPUZHA ADB    1 Branches
ALAPPUZHA ALLEPPEY    1 Branches
ALAPPUZHA MAIN    1 Branches
ALWAYE TOWN    1 Branches
AMBALAPUZHA    1 Branches
AROOKUTTY    1 Branches
AROOR    2 Branches
ARTHAT    1 Branches
ARTHICHERRY    1 Branches
AVALOOKUNNU    1 Branches
CHAMPAKULAM    1 Branches
CHARUMMOODU    1 Branches
CHENAGANNUR    1 Branches
CHENGANNUR    3 Branches
CHENNITHALA    1 Branches
CHERTHALA    2 Branches
CHERTHALA SOUTH    1 Branches
DANAPADY    1 Branches
EDATHUA    1 Branches
EDATHUA ADB    1 Branches
ENNAKKAD    1 Branches
HARIPAD    1 Branches
KAINADY    1 Branches
KAINAKARAY    1 Branches
KANDALLOOR    1 Branches
KARIPUZHA    1 Branches
KARTHIKAPALLY    1 Branches
KAVALAM    1 Branches
KAYAMKULAM    2 Branches
KOADY    1 Branches
KOCHALUMMOODU    1 Branches
KOLLAKKADAVU    1 Branches
KOZHUVALLUR    1 Branches
KURATHIAD    1 Branches
KUTHIATHODE    1 Branches
M.KALLUPATTI    1 Branches
MANNAR    1 Branches
MAVELIKARA MAIN    1 Branches
MELOOR    1 Branches
MELPADOM    1 Branches
MONCOMPU    1 Branches
MULLAKKAL    1 Branches
NOORANAD    1 Branches
PALLICKAL    1 Branches
PALLIPAD    1 Branches
PATTANAKKAD    1 Branches
PAYIPAD    1 Branches
PAZHAVEEDU    1 Branches
PERUMPALAM    1 Branches
POOCHAKKAL    1 Branches
PULINCUNNU    1 Branches
PULIYOOR    1 Branches
PUNNAPRA    1 Branches
PURAKKAD    1 Branches
RAMANKARY    1 Branches
SME BRANCH ALAPPUZHA    1 Branches
SOUTH KUTHIATHODE    1 Branches
THAMARAKULAM    1 Branches
THYCATTUSSERRY    1 Branches
VADAICANAL    1 Branches
VALLIKUNNAM    1 Branches
VANDANAM    1 Branches
VARANAD    1 Branches
VENMONY    1 Branches
WEST TOWER STREET    1 Branches
WOMEN ENTERP    1 Branches

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Rate Date : 26/12/24

We found 76 Branches available for STATE BANK OF INDIA, KERALA, ALAPUZZHA

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.