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IFSC & MICR Code Details of PUNJAB AND SIND BANK, VILLAGE MANUPUR Branch
The IFSC Code of Punjab And Sind Bank , Village Manupur Branch is PSIB0021045
| BANK NAME | PUNJAB AND SIND BANK |
| IFSC CODE | PSIB0021045 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR CODE | N/A (Updated Soon) |
| BRANCH NAME | VILLAGE MANUPUR |
| ADDRESS | VILLAGE MANUPUR TEHSIL SAMRALA, DISTT. LUDHIANA, PUNJAB - 141401 |
| STATE NAME | PUNJAB |
| DISTRICT NAME | LUDHIANA |
| CITY NAME | SAMRALA |
| BRANCH CODE | 021045 (Last six digits of IFSC code represent Branch code.) |
| CONTACT NUMBER | N/A (Updated Soon) |
| SWIFT CODE | Find the Village Manupur Branch of Punjab And Sind Bank SWIFT / BIC Code Here |
| WEBSITE | https://www.psbindia.com |
| SEND MONEY | Send / transfer money through TransferWise with very low transfer cost. Send Money |
| RECEIVE MONEY | Safest delivery with no hidden fees through TransferWise . Receive Money |
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General Information -
The Punjab And Sind Bank , Village Manupur Branch is Located in Punjab State, Ludhiana District, Samrala City in India.
Address is: Village Manupur Tehsil Samrala, Distt. Ludhiana, Punjab - 141401 .
The IFSC Code of Punjab And Sind Bank , Village Manupur Branch is: PSIB0021045
Bank Operational Time -
Bank Working Hours: Monday - Saturday (Expect sunday, public holidays, second & fourth saturday of every month) , 10 A.M - 4 P.M (Generic Timings*)
(* Do note that these bank timings vary from branch to branch.)
Lunch Timeing - Usally 1.30P.M - 3P.M (May vary from branch to branch).
However bank employees took their lunch in batches so that the business is not affected & you can visit the bank at any time during lunch time.
Transational Timing -
NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019.
National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)
Breakdown of Punjab And Sind Bank, Village Manupur Branch IFSC Code
P | S | I | B | 0 | 0 | 2 | 1 | 0 | 4 | 5 |
Bank Code | Future Use | Branch Code | ||||||||
The first four digits (PSIB) is bank code & representing the Punjab And Sind Bank.
Next one digit is generally (0) zero - it's reserved for future use.
Last six digits is (021045) - It's an unique identifier no for the particular branch & here it's representing Punjab And Sind Bank , Village Manupur Branch.
FAQ
The IFSC Code of Punjab And Sind Bank, Village Manupur Branch is: PSIB0021045
The Branch Code of the Punjab And Sind Bank , Village Manupur Branch is 021045. Last six digits of IFSC code represent Branch code.
The Punjab And Sind Bank Village Manupur branch is located in Punjab state, Ludhiana district , Samrala city. The Full Address is: Village Manupur Tehsil Samrala, Distt. Ludhiana, Punjab - 141401
The Official Website of Punjab And Sind Bank is - https://www.psbindia.com
General Information About Bank IFSC & MICR Code
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).
Structure of the IFSC Code
The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.
Example : Breakdown of IFSC Code
A | B | C | D | 0 | 1 | 2 | 3 | 4 | 5 | 6 |
Bank Code | Future Use | Branch Code | ||||||||
What is IFSC code used for?
IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.
What is MICR Code?
MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).
The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.
Structure of the MICR Code
The first three digits of the MICR Code is city code & they ae aligned with the pin code that we use for postal address in India. Next three digits is bank code & last three digits is branch code & it's an unique identifier number for a particular Financial institution or bank branch.
Example : Breakdown of MICR Code
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
City Code | Bank Code | Branch Code | ||||||
What is MICR code used for?
MICR Code used for various financial transations such as SIP form or for transferring funds.
The given information is as per the guidelines of RBI (Reserve Bank of India)
| Payment Service | NEFT | RTGS | IMPS |
| Process | Process is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in half-hourly batches starting from 12:30 am to 12:00 am | Payment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basis | Real-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer |
| Minimum Transfer Limit | Re.1 | Rs.2 lakh | Re.1 |
| Maximum Transfer Limit | No limit | No limit | Rs.2 lakh |
| Operational Timings | Available 24x7, 365 days (including bank holidays) | 7 am to 6 pm on all working days | Available 24x7, 365 days (including bank holidays) |
| Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs |