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AKHNOOR    1 Branches
ALLAH BISHNAH    1 Branches
AMB GROTA    1 Branches
AMPHALLA JAMMU    1 Branches
ARNIA    1 Branches
B. C. ROAD    1 Branches
BAKSHI NAGAR JAMMU    1 Branches
BANTALAB JAMMU    1 Branches
BATHINDI    1 Branches
BATRA HOSPITAL JAMMU    1 Branches
BHAGWATI NAGAR JAMMU    1 Branches
BISHNA    1 Branches
CAMP GOLE GUJRAL    1 Branches
CANAL ROAD JAMMU    1 Branches
CHAK KANA    1 Branches
CHAKMALAL    1 Branches
CHAKROI    1 Branches
CHANDNAGAR JAMMU    1 Branches
CHANNI HIMMAT JAMMU    1 Branches
CHOWK CHABUTRA JAMMU    1 Branches
CHOWKI CHAURA    1 Branches
DABLEHAR    1 Branches
DANSAL    1 Branches
DOMANA    1 Branches
DURGA NAGAR    1 Branches
FRUIT COMPLEX JAMMU    1 Branches
GAJANSOO    1 Branches
GANDHINAGR JAMMU    1 Branches
GANGYAL    1 Branches
GHOU MANHASSAN    1 Branches
GUJJAR NAGAR JAMMU    1 Branches
GURHA SINGHU    1 Branches
J AND K GRAMEEN BANK    1 Branches
JAGTI TOWNSHIP    1 Branches
JANDRAH    1 Branches
JK BOSE REHARI    1 Branches
JOURIAN    1 Branches
KACHI CHAWNI JAMMU    1 Branches
KARAN BAGH JAMMU    1 Branches
KHOUR    1 Branches
KULLIAN    1 Branches
LINK ROAD JAMMU    1 Branches
MAJUA UTTAMI    1 Branches
MAKHANPUR    1 Branches
MARBLE MARKET    1 Branches
MARH    1 Branches
MIRAN SAHIB    1 Branches
MISHRIWALA    1 Branches
MUTHI GOAN    1 Branches
NAGROTA TOLL POST    1 Branches
NAI BASTI JAMMU    1 Branches
NANAK NAGAR JAMMU    1 Branches
NARDANI RAIPUR    1 Branches
NEHRU MARKET JAMMU    1 Branches
NEW PLOT JAMMU    1 Branches
NOWABADSUNJAWAN    1 Branches
PALLI MORH    1 Branches
PALOURA JAMMU    1 Branches
PARLADHPUR    1 Branches
PATEL NAGAR JAMMU    1 Branches
R S PURA    1 Branches
RAIPUR SATWARI    1 Branches
RANI TALAB    1 Branches
RCC JAMMU    1 Branches
REHAL DHAMALIAN    1 Branches
REHARI JAMMU    1 Branches
RESIDENCY ROAD JAMMU    1 Branches
ROOP NAGAR    1 Branches
SAINIK COLONY    1 Branches
SAJWAL    1 Branches
SALHER    1 Branches
SARWAL    1 Branches
SHALAMAR ROAD JAMMU    1 Branches
SHASTRI NAGAR JAMMU    1 Branches
SIDHRA JAMMU    1 Branches
SKUAST CHATTA    1 Branches
SMGS HOSPITAL JAMMU    1 Branches
SOHAL    1 Branches
T P AKHNOOR    1 Branches
TALAB TILLO    1 Branches
TALAB TILLO JAMMU    1 Branches
TIRATH NAGAR JAMMU    1 Branches
TOTAN DI KHUI JAMMU    1 Branches
TOWN HALL JAMMU    1 Branches
TRIKUTA NAGAR JAMMU    1 Branches
UDHEYWALA    1 Branches
UPPER GUMMAT JAMMU    1 Branches

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Rate Date : 21/05/24

We found 104 Branches available for JAMMU AND KASHMIR BANK LIMITED, JAMMU AND KASHMIR, JAMMU

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.