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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC01

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069001

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 78 MOHAMEDALI ROAD MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC01

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23414457
SWIFT CODE
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC02

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069002

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 78 MOHAMEDALI ROAD MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC02

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23425961
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC03

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069012

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 6AB 7AB JARIWALA BLDG NULL BAZAR MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC03

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23462778
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC04

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069019

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 89 MOHAMEDALI ROAD,MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC04

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23448490
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC07

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069006

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS MODERN DAIRY COMPOUND,PLOT NO.240 SVROAD JOGESHWARI MUMBAI 400102
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC07

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 26799216
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC08

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069007

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 12 14 16 KHARA TANK ROAD MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC08

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23461897
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC09

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069003

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 1B ALEXANDRA TERRACE DR AMBEDKAR MARG,MUMBAI 400027
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC09

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23711476
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC10

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069009

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 224,VEER SAVARKAR MARG,MAHIM MUMBAI 400016
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC10

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 24450599
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC11

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069010

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS PATEL AND SONIARCADE,MAULANA AZAD ROAD MUMBAI 400008
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC11

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23073155
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC12

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069005

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 253P NARIMAN STREET,MUMBAI 400001
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC12

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 22616707
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC14

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069008

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS KALPANA CINEMA BLDG L B S MARG,KURLA MUMBAI 400070
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC14

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 25035591
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC16

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069011

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS SABOO SIDDIK MUSAFIRKHANA,PALTON ROAD MUMBAI 400001
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC16

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 22617048
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC17

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069004

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 132 134 EBRAHIM RAHIMTOOLA ROAD,MUMBAI 400003
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC17

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23460885
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC22

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069013

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS NAV RATAN BLDG 69 P D MELLO ROAD,NEAR CARNAC BUNDER MUMBAI 400009
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC22

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23481762
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC24

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069014

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS DHOOTAPAPESHWAR PRASAD,J SHANKARSHET ROAD,GIRGAON,MUMBAI 400004
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC24

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23876944
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC30

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069015

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS OM CHAMBERS,AUGUST KRANTI MARG,NEAR GODREJ CHOWK,MUMBAI 400036
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC30

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 23681364
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC32

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069017

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS GARDEN ROAD,COLABA CAUSEWAY,OPP.CUSROW BAUG,MUMBAI 400039
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC32

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 22831231
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC33

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069018

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS SHOP NO 4 AND 5 BY 1B BY 1C BY SHANTI SADAN,JUNCTION OF S V ROAD,MARVE ROAD MALAD W MUMBAI 400064
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC33

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 28613321
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC34

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069021

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS 274,BASHABHAI COMPOUN,OFF BANDRA JAMA MASJID,S V ROAD,BANDRA W,MUMBAI 400050
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC34

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 26401717
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC35

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069020

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS OM NIKETAN CO OPERATIVE HOUSING SOCIETY,314,PALI RAM ROAD,ANDHERI W,MUMBAI 400058
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC35

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 26281634
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC38

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069025

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS PLOT NO 207,TPSIV,S V ROAD SANTACRUZ W MUMBAI 400054
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC38

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 26496448
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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HDFC BANK logo
IFSC & MICR Code Details of HDFC BANK, BOMBAY MERCANTILE CO OP BANK LTD Branch
BANK NAME HDFC BANK
IFSC CODE HDFC0CBMC39

(Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)

MICR CODE400069024

(Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)

BRANCH NAMEBOMBAY MERCANTILE CO OP BANK LTD
ADDRESS OKAZ SHOPPING COMPLEX,MILLAT NAGAR,OSHIWARA,JOGESHWARI W VERSOVA,MUMBAI 400061
STATE NAME MAHARASHTRA
DISTRICT NAME MUMBAI
CITY NAME MUMBAI
BRANCH CODE CBMC39

(Last six digits of IFSC code represent Branch code.)

CONTACT NUMBER 26326682
SWIFT CODE
WEBSITE https://www.hdfcbank.com
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Currency Converter


Rate Date : 25/12/24

About Hdfc Bank, Bombay Mercantile Co Op Bank Ltd Branch

General Information -

The Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is Located in Maharashtra State, Mumbai District, Mumbai City in India. Address is: Okaz Shopping Complex,millat Nagar,oshiwara,jogeshwari W Versova,mumbai 400061 .
The IFSC Code of Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is: HDFC0CBMC39
The MICR Code of Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is: 400069024
Contact No is - 26326682

Bank Operational Time -

Transational Timing -

NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019. National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)

Breakdown of Hdfc Bank, Bombay Mercantile Co Op Bank Ltd Branch IFSC Code

H

D

F

C

0

C

B

M

C

3

9

Bank Code

Future Use

Branch Code

The first four digits (HDFC) is bank code & representing the Hdfc Bank.

Next one digit is generally (0) zero - it's reserved for future use.

Last six digits is (CBMC39) - It's an unique identifier no for the particular branch & here it's representing Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch.

Breakdown of Hdfc Bank, Bombay Mercantile Co Op Bank Ltd Branch MICR Code

4

0

0

0

6

9

0

2

4

City Code

Bank Code

Branch Code

FAQ

The IFSC Code of Hdfc Bank, Bombay Mercantile Co Op Bank Ltd Branch is: HDFC0CBMC39 

The MICR Code of Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is: 400069024 

The Branch Code of the Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is CBMC39. Last six digits of IFSC code represent Branch code.

The Hdfc Bank Bombay Mercantile Co Op Bank Ltd branch is located in Maharashtra state, Mumbai district , Mumbai city. The Full Address is: Okaz Shopping Complex,millat Nagar,oshiwara,jogeshwari W Versova,mumbai 400061

The Contact Number of Hdfc Bank , Bombay Mercantile Co Op Bank Ltd Branch is 26326682

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.