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AGRA    24 Branches
ALIGARH    14 Branches
ALLAHABAD    9 Branches
AMBEDKAR NAGAR    5 Branches
AURAIYA    25 Branches
AZAMGARH    2 Branches
BAGHPAT    4 Branches
BAHRAICH    6 Branches
BALLIA    25 Branches
BALRAMPUR    1 Branches
BANDA    4 Branches
BARA BANKI    7 Branches
BAREILLY    15 Branches
BASTI    7 Branches
BIJNOR    2 Branches
BUDAUN    4 Branches
BULANDSHAHR    3 Branches
CHANDAULI    3 Branches
CHITRAKOOT    1 Branches
DEORIA    37 Branches
ETAH    8 Branches
ETAWAH    21 Branches
FAIZABAD    10 Branches
FARRUKHABAD    3 Branches
FATEHPUR    4 Branches
FIROZABAD    3 Branches
GAUTAM BUDDHA NAGAR    5 Branches
GHAZIABAD    17 Branches
GHAZIPUR    1 Branches
GONDA    4 Branches
GORAKHPUR    19 Branches
HAMIRPUR    2 Branches
HARDOI    8 Branches
HATHRAS    2 Branches
JALAUN    8 Branches
JAUNPUR    5 Branches
JHANSI    19 Branches
JYOTIBA PHULE NAGAR    1 Branches
KANAUJ    3 Branches
KANPUR    4 Branches
KANPUR CITY    41 Branches
KANPUR DEHAT    12 Branches
KAUSHAMBI    2 Branches
KUSHI NAGAR    26 Branches
KUSHINAGAR    1 Branches
LAKHIMPUR KHERI    4 Branches
LALITPUR    8 Branches
LUCKNOW    48 Branches
MAHARAJGANJ    8 Branches
MAHOBA    2 Branches
MAINPURI    2 Branches
MATHURA    10 Branches
MAU    3 Branches
MEERUT    12 Branches
MIRZAPUR    2 Branches
MORADABAD    5 Branches
MUZAFFARNAGAR    16 Branches
PILIBHIT    2 Branches
PRATAPGARH    6 Branches
RAI BARELI    3 Branches
RAMPUR    3 Branches
SAHARANPUR    9 Branches
SANT KABIR NAGAR    4 Branches
SANT RAVIDAS NAGAR    3 Branches
SHAHJAHANPUR    2 Branches
SHRAVASTI    3 Branches
SIDHARTHANAGAR    7 Branches
SITAPUR    2 Branches
SONBHADRA    2 Branches
SULTANPUR    6 Branches
UNNAO    6 Branches
VARANASI    17 Branches

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Rate Date : 29/04/24

We found 622 Branches available for CENTRAL BANK OF INDIA, UTTAR PRADESH

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.