Get Detailed Information of any Bank Branch in India.




Or Validate IFSC Code  
Or Select a Branch from these
ALIPUR    1 Branches
BAGHA JATIN    1 Branches
BAGUIATI-TEGHARIA    1 Branches
BANGUR AVENUE    1 Branches
BANSDRONI    1 Branches
BARA BAZAR    1 Branches
BARANAGORE    1 Branches
BARASAT    1 Branches
BARUIPUR    1 Branches
BEHALA    1 Branches
BELIAGHATA    1 Branches
BHOWANIPUR    1 Branches
BIDHAN    1 Branches
BIRATI    1 Branches
BOW BAZAR    1 Branches
C.I.T. NEW ROAD    1 Branches
CHAKDAH    1 Branches
CHINSURAH    1 Branches
CHITTARANJAN AVENUE    1 Branches
CHOWRINGHEE SQUARE    1 Branches
COLLEGE STREET    1 Branches
DHARAMTOLLA STREET    1 Branches
DOBSON LANE    1 Branches
DUMDUM    1 Branches
ELLIOT ROAD    1 Branches
FREE SCHOOL STREET    1 Branches
GARDEN REACH    1 Branches
GARIA    1 Branches
GHATAKPUKUR    1 Branches
HILAND PARK    1 Branches
HOWRAH ZONAL OFFICE    1 Branches
JAMES LONG SARANI    1 Branches
JODHPUR PARK    1 Branches
KAIKHALI    1 Branches
KALIKAPUR    1 Branches
KAMARHATTY    1 Branches
KOLKATA    1 Branches
KOLKATA LCB    1 Branches
KOLKATA MCB    1 Branches
KOLKATA OVERSEAS    1 Branches
KOLKATA RETAIL HUB    1 Branches
KOLKATA SERVICE    1 Branches
KOLKATA SME    1 Branches
KOLKATA ZONAL OFFICE    1 Branches
LINDSAY STREET    1 Branches
MADHYAMGRAM    1 Branches
MALANCHA    1 Branches
MANICKTOLLA    1 Branches
MAULALI    1 Branches
MICHAEL NAGAR    1 Branches
MISSION ROW    1 Branches
MUKUNDAPUR    1 Branches
NAGER BAZAR    1 Branches
NARENDRAPUR    1 Branches
NEW ALIPORE    1 Branches
PARK CIRCUS    1 Branches
PATULI    1 Branches
RASH BEHARI AVENUE    1 Branches
RUBY PARK    1 Branches
SALT LAKE    1 Branches
SANTOSHPUR    1 Branches
SARAT BOSE ROAD    1 Branches
SEALDAH    1 Branches
SECTOR-V    1 Branches
SERAMPORE    1 Branches
SHAKUNTALA PARK    1 Branches
SHAM BAZAR    1 Branches
SHIBALAYA    1 Branches
SODEPUR    1 Branches
SOUTHERN AVENUE    1 Branches
TANGRA    1 Branches
TEA BOARD    1 Branches
TILJALA    1 Branches
TOLLYGUNGE    1 Branches
ULTADANGA    1 Branches
UNNAYAN BHAWAN    1 Branches
VIVEKANAND ROAD    1 Branches

Currency Converter


Rate Date : 01/11/24

We found 88 Branches available for BANK OF INDIA, WEST BENGAL, KOLKATA

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.