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Routing Number Details of REDFORD MUNICIPAL EMP CU, 12200 BEECH DALY RD Branch
BANK NAME REDFORD MUNICIPAL EMP CU
ROUTING NUMBER 272079018

(Use for electronic fund transfer, wire transfers, direct deposit, and automatic bill payments accross the country.)

NEW ROUTING NUMBER 0

(Institution's new routing number resulting from a merger or renumber.)

BRANCH ADDRESS 12200 BEECH DALY RD
CITY NAME REDFORD
STATE NAME MICHIGAN
STATE CODE MI

(State code of the state in the delivery address.)

SERVICING FRB NUMBER 71000301

(Servicing Fed's main office routing number.)

ZIP CODE 48239
ZIP CODE EXTENSION N/A (Updated Soon)
TELEPHONE(313) 387 - 2691
OFFICE CODE O

Main office or branch O=main B=branch.

RECORD TYPE CODE 1

The code indicating the ABA number to be used to route or send ACH items to the RFI.

  • 0 = Institution is a Federal Reserve Bank
  • 1 = Send items to customer routing number
  • 2 = Send items to customer using new routing number field

CHANGE DATE 20707

Date of last change to CRF information (MM/DD/YY).

STATUS CODE 1

(Code is based on the customers receiver code.)
1 = Receives Gov/Comm.

TDATA VIEW CODE 1

(1 = Current view.)

SWIFT / BIC CODE
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Rate Date : 01/11/24

About Redford Municipal Emp Cu, 12200 Beech Daly Rd Branch

General Information -

The Redford Municipal Emp Cu , 12200 Beech Daly Rd Branch is Located in Redford City, MICHIGAN State, ZIP Code - 0 - 48239 , Mi, USA.
The ABA Routing Number of Redford Municipal Emp Cu , 12200 Beech Daly Rd is : 272079018
The FRB Number of Redford Municipal Emp Cu , 12200 Beech Daly Rd is : 71000301
Contact Number is - (313) 387 - 2691

Bank Operational Time -

Breakdown of Redford Municipal Emp Cu, 12200 Beech Daly Rd Branch ABA/Routing Number

2

7

2

0

7

9

0

1

8

Federal Reserve Symbol

Federal Reserve Bank the Institution's Electronic and Wire Transfers Will Route Through

Federal Cheque Processing Center Identifier

Federal District Identifier

Cheque Digit

FAQ

The Routing Number of Redford Municipal Emp Cu, 12200 Beech Daly Rd Branch is : 272079018

The FRB Number of Redford Municipal Emp Cu , 12200 Beech Daly Rd Branch is : 71000301

The Redford Municipal Emp Cu 12200 Beech Daly Rd branch is located in 12200 Beech Daly Rd , Redford CIty , Michigan State, ZIP Code - 0 - 48239 .

The Contact Number of Redford Municipal Emp Cu , 12200 Beech Daly Rd Branch is : - ( 313 ) - 2691 387

General Information About ABA Routing Number


What is an ABA Routing Number

An ABA (American Bankers Association) routing number, also known as a bank routing number that identifies the perticular financial institution or banks branch in the U.S. ABA routing no is a nine digits numarical number developed by American Bankers Association in 1910. An ABA Routing Number will only be issued to a federal or state chartered financial institution which is eligible to maintain an account at a Federal Reserve Bank.

Decoading an ABA Routing Number

  • The first four digit of the ABA/Routing Number is assigned by the Federal Reserve Routing System and represent the bank's physical location.

  • Next two digit is designate which Federal Reserve bank the institution's electronic and wire transfers will route through.

  • Next digit mean seventh digit indicates which Federal Reserve cheque processing center was initially assigned to the bank.

  • Next digit mean eighth digit of the Routing number designates which Federal Reserve district the bank is in.

  • Lastly the nineth digit provides a checksum. The checksum is a complicated mathematical expression using the first eight digits. If the end result does not equal the checksum number, the transaction gets flagged and rerouted for manual processing.

Example: Breakdown of ABA Routing Number Number

1

2

3

4

5

6

7

8

9

Federal Reserve Symbol

Federal Reserve Bank the Institution's Electronic and Wire Transfers Will Route Through

Cheque Processing Center Identifier

Bank District Identifier

Cheque Digit


What ABA Routing Number Used For?

An ABA Routing Number used for various financial transation and wires and electronic automatic clearing house (ACH) transactions such as electronic funds transfer, direct deposit, direct payment of consumer bills, e-checks, and tax payments, among others.

How to Find ABA Routing Numbers?

You can get your account’s ABA number from several sources. If you have a checkbook handy, the easiest solution is to locate the numbers at the bottom of one of your checks & also you can login into your online banking portal to check the ABA routing number & lastly contact to your bank helpline number or visit bank physical location & ask for the routing number.


FEDERAL RESERVE DISTRICT

List of Federal Reserve District Codes for all Banks in US


Primary (01-12) Thrift (+20) Electronic (+60) Federal Reserve Bank
1 21 61 Boston
2 22 62 New York
3 23 63 Philadelphia
4 24 64 Cleveland
5 25 65 Richmond
6 26 66 Atlanta
7 27 67 Chicago
8 28 68 St. Louis
9 29 69 Minneapolis
10 30 70 Kansas City
11 31 71 Dallas
12 32 72 San Francisco

00 is used by the United States Government & 80 is used for traveler's checks.


Chequesum Calculation Method

The cheque digit is the ninth digit of the routing number and must meet the following condition.

3(d1 + d4 + d7) + 7(d2 + d5 + d8) + (d3 + d6 + d9) mod 10 = 0
(Mod or modulo is the remainder of a division operation.)

As an example: 011900571 is a routing number of Bank Of America, Virginia. So as per chequesum calculation method -

0

1

1

9

0

0

5

7

1

D1

D2

D3

D4

D5

D6

D7

D8

D9


3(0 + 9 + 5) + 7(1 + 0 + 7) + (1 + 0 + 1) =100
100 mod 10 = 0



ABA PREFIX TABLE

This table is up to date as of 2020. One weakness of the current routing table arrangement is that various territories like American Samoa, Guam, Puerto Rico and the US Virgin Islands share the same routing code.


Prefix Location
1New York, NY
2Chicago, IL
3Philadelphia, PA
4St. Louis, MO
5Boston, MA
6Cleveland, OH
7Baltimore, MD
8Pittsburgh, PA
9Detroit, MI
10Buffalo, NY
11San Francisco, CA
12Milwaukee, WI
13Cincinnati, OH
14New Orleans, LA
15Washington D.C.
16Los Angeles, CA
17Minneapolis, MN
18Kansas City, MO
19Seattle, WA
20Indianapolis, IN
21Louisville, KY
22St. Paul, MN
23Denver, CO
24Portland, OR
25Columbus, OH
26Memphis, TN
27Omaha, NE
28Spokane, WA
29Albany, NY
30San Antonio, TX
31Salt Lake City, UT
32Dallas, TX
33Des Moines, IA
34Tacoma, WA
35Houston, TX
36St. Joseph, MO
37Fort Worth, TX
38Savannah, GA
39Oklahoma City, OK
40Wichita, KS
41Sioux City, IA
42Pueblo, CO
43Lincoln, NE
44Topeka, KS
45Dubuque, IA
46Galveston, TX
47Cedar Rapids, IA
48Waco, TX
49Muskogee, OK
50New York
51Connecticut
52Maine
53Massachusetts
54New Hampshire
55New Jersey
56Ohio
57Rhode Island
58Vermont
59Hawaii
60Pennsylvania
61Alabama
62Delaware
63Florida
64Georgia
65Maryland
66North Carolina
67South Carolina
68Virginia
69West Virginia
70Illinois
71Indiana
72Iowa
73Kentucky
74Michigan
75Minnesota
76Nebraska
77North Dakota
78South Dakota
79Wisconsin
80Missouri
81Arkansas
82Colorado
83Kansas
84Louisiana
85Mississippi
86Oklahoma
87Tennessee
88Texas
89Alaska
90California
91Arizona
92Idaho
93Montana
94Nevada
95New Mexico
96Oregon
97Utah
98Washington
99Wyoming
101American Samoa, Guam, Puerto Rico, Virgin Islands