What is Canada Routing / Transit Number?

A routing number identifies your bank or financial institution particular branch & this code is used for local bank account fund transfer. In Canada bank routing code lenth is eight digits & it'll printed on your personal cheque leaf.

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Routing Number Details of CENTRAL 1 CREDIT UNION, PENFINANCIAL CREDIT UNION LIMITED Branch
INSTITUTION TYPE CREDIT UNION
INSTITUTION NAME CENTRAL 1 CREDIT UNION
INSTITUTION CODE 828

(Last three digits of MICR / Transit Number is the Institution Code.)

BRANCH NAME PENFINANCIAL CREDIT UNION LIMITED
BRANCH CODE / TRANSIT 03862

(First five digits of MICR / Transit Number is the Branch Code / Transit.)

ROUTING NUMBER 082803862

(Routing number electronic payment format.)

(Use for electronic fund transfer accross own country.)

MICR CODE / TRANSIT NUMBER 03862-828

(Routing number MICR-encoded paper payment format.)

CANADIAN CLEARING CODE (CC) //CC082803862

(Also known as Canadian sort code.)

CHIPS UID N/A Updated soon
ADDRESS 6289 HUGGINS ST.
CITY NAMENIAGARA FALLS
STATE NAME ONTARIO
STATE CODE ON
POSTAL CODE L2J 1H2
SWIFT CODE CUCXCATTXXX

(Use for international fund transfer.)

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Routing Number Details of CENTRAL 1 CREDIT UNION, PENFINANCIAL CREDIT UNION LIMITED Branch
INSTITUTION TYPE CREDIT UNION
INSTITUTION NAME CENTRAL 1 CREDIT UNION
INSTITUTION CODE 828

(Last three digits of MICR / Transit Number is the Institution Code.)

BRANCH NAME PENFINANCIAL CREDIT UNION LIMITED
BRANCH CODE / TRANSIT 60352

(First five digits of MICR / Transit Number is the Branch Code / Transit.)

ROUTING NUMBER 082860352

(Routing number electronic payment format.)

(Use for electronic fund transfer accross own country.)

MICR CODE / TRANSIT NUMBER 60352-828

(Routing number MICR-encoded paper payment format.)

CANADIAN CLEARING CODE (CC) //CC082860352

(Also known as Canadian sort code.)

CHIPS UID N/A Updated soon
ADDRESS 7172 DORCHESTSER ROAD
CITY NAMENIAGARA FALLS
STATE NAME ONTARIO
STATE CODE ON
POSTAL CODE L2G 5V6
SWIFT CODE CUCXCATTXXX

(Use for international fund transfer.)

SEND MONEY Send / transfer money through TransferWise with very low transfer cost.
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RECEIVE MONEY Safest delivery with no hidden fees through TransferWise .
Receive Money  

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About About CENTRAL 1 CREDIT UNION, PENFINANCIAL CREDIT UNION LIMITED Branch

General Information -

The Central 1 Credit Union , Penfinancial Credit Union Limited Branch is Located in Niagara Falls City, Ontario . Address is: 7172 Dorchestser Road , Niagara Falls , Ontario , Postal Code - L2g 5v6.
Institution Code is : 828, Branch Code is : 60352, Canadian Clearing Code (CC) / Sort Code is : //CC082860352, Chips UID is : N/A Updated soon.
The Routing Code of Central 1 Credit Union , Penfinancial Credit Union Limited Branch is : 082860352
The MICR Code / Transit Number of Central 1 Credit Union , Penfinancial Credit Union Limited Branch is : 60352-828
The SWIFT/BIC Code of Central 1 Credit Union , Penfinancial Credit Union Limited Branch is : CUCXCATTXXX

Bank Operational Time -

Breakdown of Central 1 Credit Union, Penfinancial Credit Union Limited Branch Routing Number

0

8

2

8

6

0

3

5

2

Leading Zero

Financial Institution Code

Branch Transit Number

The first one digit (0) leading zero & it's used for formatting the Canadian routing number in an electronic transaction.

Next three digits (828) is financial institution code. It's identifying the financial institution & here it's representing Central 1 Credit Union.

Last five digits is (60352) - It's an unique identifier no for the particular financial institution branch & here it's representing Central 1 Credit Union, Penfinancial Credit Union Limited Branch.


Breakdown of Central 1 Credit Union, Penfinancial Credit Union Limited Branch MICR Code / Transit Number

6

0

3

5

2

-

8

2

8

Branch Transit Number

Financial Institution Number

The first five digits (60352) is the branch transit number, here it's representing Central 1 Credit Union Bank, Penfinancial Credit Union Limited Branch.

Next three digits (828) is bank / financial institution code & here it's representing Central 1 Credit Union.

FAQ

The Central 1 Credit Union Penfinancial Credit Union Limited branch is located in 7172 Dorchestser Road , Niagara Falls City, Postal Code - L2g 5v6, Ontario , Canada.

The Routing Number of Central 1 Credit Union, Penfinancial Credit Union Limited Branch is: 082860352

The MICR Code / Transit Number of Central 1 Credit Union , Penfinancial Credit Union Limited Branch is 60352-828

The Institution Code or Bank Code of Central 1 Credit Union is : 828.

The Branch Number / Transit Number of Penfinancial Credit Union Limited Branch is : 60352.

The Canadian Clearing Code (CC) of Penfinancial Credit Union Limited Branch is : //CC082860352.

The Chips UID of Penfinancial Credit Union Limited Branch is : N/a Updated Soon.

The SWIFT / BIC Code of Central 1 Credit Union, Penfinancial Credit Union Limited Branch is : CUCXCATTXXX

General Information About Canada Bank Routing Number & Transit Number


What is Canada Bank Routing Number?

A routing number identifies your bank or financial institution perticular branch & this code is used for local bank account fund transfer. This code will be printed on your personal cheque leaf.

The Canadian routing number is 8 or 9 digit numerical code. In this format, if the 8 digit code has a dash between the 5th and 6th digit, then it is meant for MICR-encoded financial documentation whereas if the 9-digit code has no dash, then it is meant for electronic fund transfers. For instance, XXXXX-YYY is for MICR-encoded documents and 0YYYXXXXX is used for electronic transfers.

The first three digits of the routing number is the identifier of the financial institution or bank branch & last five digits of the number is the transit number.

In MICR Code the first five digits is branch number & it's help to identify the perticular financial institution branch & last three digits is the financial instituion dentifier number.

As a general rule, Bank institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.

Structure of the Canada Bank Routing Number

This is a special unique code or identifies number is generated with the combination of the first three digits bank code, next two digits means fourth & fifth digit is district code, then next three digits means sixth, seventh & eighth digit is branch code and at last one means nineth digit is cheque digit. This special unique bank routing number is also printed on the bottom-left of your bank cheque leafs.


Example : Breakdown of Canada Bank Routing Number

0

X

X

X

Y

Y

Y

Y

Y

Leading Zero

Financial Institution Code

Branch Transit Number


Structure of the Canada Bank MICR / Transit Number

This is a special unique code or identifies number is generated with the combination of the first three digits bank code, next two digits means fourth & fifth digit is district code, then next three digits means sixth, seventh & eighth digit is branch code and at last one means nineth digit is cheque digit. This special unique bank routing number is also printed on the bottom-left of your bank cheque leafs.


Example : Breakdown of Canada Bank MICR / Transit Number

X

X

X

X

X

-

Y

Y

Y

Branch Transit Number

Financial Institution Number


What is MICR code used for?

A Canadian bank routing number is used for various financial purposes. Direct deposits, making payments like bills or depositing salary or pension, cheque payment, and to perform wire transfers, one may require to give their bank routing number.


In a Canadian bank transit number, the last digit of the branch number, with few exceptions, indicates the geographical location of the branch.

Branch numbers ending with :

Number Location
0 British Columbia and Yukon.
1 Western Québec including Montreal and surrounding areas.
2 Ontario including Toronto and surrounding area.
3 Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador.
4 New Brunswick.
5 Eastern Québec including Labrador.
6 Eastern Ontario including Ottawa and surrounding area.
7 Manitoba and North-Western Ontario.
8 Saskatchewan.
9 Alberta, the Northwest Territories and Nunavut.