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ADAJAN    2 Branches
ADB MAHUVA    1 Branches
ALTHAN BRANCH, SURAT    1 Branches
AMBIKANIKETAN    1 Branches
AMROLI, SURAT    1 Branches
ANAVAL    1 Branches
APPAREL PARK, SACHIN    1 Branches
ASNAD    1 Branches
BAMROLI    1 Branches
BARDOLI    1 Branches
BHAGAL BRANCH, SURAT    1 Branches
BHATAR ROAD, SURAT    1 Branches
BHATHA    1 Branches
BHATHENA    1 Branches
BHATPORE    1 Branches
BHATTAR ROAD    1 Branches
BHESTAN    1 Branches
BOMBAY MARKET, SURAT    1 Branches
CAC I, SURAT    1 Branches
CAC II, SURAT    1 Branches
CAC, JAMNAGAR    1 Branches
CCPC SURAT    1 Branches
CHHAPRA ROAD    1 Branches
CITYLIGHT SURAT    1 Branches
DIGAS    1 Branches
DINDOLI    1 Branches
ENA    1 Branches
FORT SONGADH    1 Branches
GHOD DOD ROAD    1 Branches
GIDC SACHIN    1 Branches
GODHA STREET, SURAT    1 Branches
GOPIPURA, SURAT    1 Branches
HAZIRA    1 Branches
HONEY PARK SURAT    1 Branches
IND EST KATARGAM    1 Branches
KADOD    1 Branches
KADODARA    1 Branches
KAPODRA SURAT    1 Branches
KAPP TOWNSHIP    1 Branches
KAPURA    1 Branches
KARCHELIYA    1 Branches
KAVAS    1 Branches
KIM    1 Branches
KOSAMBA    1 Branches
LAJPORE    1 Branches
MAAN DARWAJA, SURAT    1 Branches
MADHI    1 Branches
MAGADALLA ROAD    1 Branches
MAIN ROAD, VYARA    1 Branches
MANDVI    1 Branches
MANGROL MOTA MIYA    1 Branches
MINI BAZAR, SURAT    1 Branches
MORA    1 Branches
MORA - BHAGAL, SURAT    1 Branches
MOTA VARACHHA    1 Branches
NANI NAROLI    1 Branches
NANPURA SURAT    1 Branches
NIZAR    1 Branches
OAD SURAT    1 Branches
OLPAD    1 Branches
PAL    1 Branches
PALANPUR JAKATNAKA    1 Branches
PALSANA    1 Branches
PARVAT PATIA, SURAT    1 Branches
PIPLOD    1 Branches
PRAKASH SOCIETY    1 Branches
RACPC, SURAT    1 Branches
RANADER    1 Branches
RBO 2 SURAT    1 Branches
RBO, SAO III, SURAT    1 Branches
RCPC, BARDOLI    1 Branches
RING ROAD SURAT    1 Branches
SALABATPURA    1 Branches
SAROLI    1 Branches
SAYAN    1 Branches
SMECCC, SURAT    1 Branches
SPECIAL NRI BARDOLI    1 Branches
STATION RD. SURAT    1 Branches
SURAT    4 Branches
SURAT BR    1 Branches
SURAT PAL ROAD    1 Branches
SURAT, BEGAMPURA    1 Branches
SURAT, PARLE POINT    1 Branches
SURAT, RING ROAD    1 Branches
SURATHKAL, MANGALORE    1 Branches
SVRCET,SURAT    1 Branches
TINTOI    1 Branches
UCHCHHAL    1 Branches
UDHANA CITY SURAT    1 Branches
UKAI    1 Branches
UMARPADA    1 Branches
UMIYA MANDIR,SURAT    1 Branches
VALOD    1 Branches
VARACHHA ROAD    1 Branches
VED ROAD, SURAT    1 Branches
VESU    1 Branches
VYARA    1 Branches
YOGI CHOWK,SURAT    1 Branches

Currency Converter


Rate Date : 10/05/24

We found 128 Branches available for STATE BANK OF INDIA, GUJARAT, SURAT

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.