Get Detailed Information of any Bank Branch in India.
How It
Works
How To Use Our IFSC/MICR Code Finder Tool?
1. First select the bank name.
2. Next select the particular state name under which your above seletectd bank is located.
3. Select the particular district name accroding to the bank-branch you are looking for & which cumsunder the above seleted bank & state.
4. Lastly, please select the particular branch name which cumsunder the above selected bank, district & state.
// GUIDE //
Icon Info : Refresh click to refresh corresponding list. Stop field.
Disabled/Not selected.
Tips : For quickly find the particular bank name, state name, district name, branch name you can use the quick search tool above dropdown corresponding list.
Please look for the correct
name of the bank, E.G."Federal Bank" is
Actually "The Federal Bank"
Or Validate IFSC Code  
Validate IFSC Code
How to Validate IFSC Code
If you have the IFSC code of the particular bank branch & want to know the others information such as MICR code, branch code, branch address, pin code, contact information & other details then enter the eleven digits (alphanumeric) IFSC code & click on "Get Bank Details" Button.
IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).
Structure of the IFSC Code
The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.
Example : Breakdown of IFSC Code
A
B
C
D
0
1
2
3
4
5
6
Bank Code
Future Use
Branch Code
What is IFSC code used for?
IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.
What is MICR Code?
MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS). The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.
Structure of the MICR Code
The first three digits of the MICR Code is city code & they ae aligned with the pin code that we use for postal address in India. Next three digits is bank code & last three digits is branch code & it's an unique identifier number for a particular Financial institution or bank branch.
Example : Breakdown of MICR Code
1
2
3
4
5
6
7
8
9
City Code
Bank Code
Branch Code
What is MICR code used for?
MICR Code used for various financial transations such as SIP form or for transferring funds.
The given information is as per the guidelines of RBI (Reserve Bank of India)
Payment Service
NEFT
RTGS
IMPS
Process
Process is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in half-hourly batches starting from 12:30 am to 12:00 am
Payment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basis
Real-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer Limit
Re.1
Rs.2 lakh
Re.1
Maximum Transfer Limit
No limit
No limit
Rs.2 lakh
Operational Timings
Available 24x7, 365 days (including bank holidays)
7 am to 6 pm on all working days
Available 24x7, 365 days (including bank holidays)
Inward Transaction Charges
No charges
No charges
Decided by individual member banks and PPIs
FAQ on IFSC & MICR code
Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.
Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.
Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.
Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.