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ADHE-DI-HATTI    1 Branches
AMB    1 Branches
AMROHA    1 Branches
ANI H.P    1 Branches
BAIJNATH    1 Branches
BAKLOH CANTT HP    1 Branches
BALAG DISTT-SHIMLA    1 Branches
BHARERI-HAMIRPUR    1 Branches
BHARMOUR HP    1 Branches
BILASPUR    6 Branches
BILASPUR HP    1 Branches
CHABUTRA    1 Branches
CHAMBA    2 Branches
CHANMBA    1 Branches
CHAUNTRA    1 Branches
CHHATTROLI    2 Branches
DABHOTA    1 Branches
DADASIBAHP    1 Branches
DAGSHAI    1 Branches
DALHOUSIE    2 Branches
DAROH DIST KANGRA HP    1 Branches
DAULATPUR UNA HP    1 Branches
DEEGAL HP    1 Branches
DEHRA    1 Branches
DERA BABA RUDRA NAND    1 Branches
DERA PAROL    1 Branches
DHARAMSHALA    4 Branches
DISTT BILASPUR    1 Branches
DISTT HAMIRPUR    3 Branches
DISTT MANDI    2 Branches
DISTT UNA    1 Branches
DISTT UNA HP    2 Branches
DISTT. BILASPUR HP    3 Branches
DISTT. HAMIR PUR HP    1 Branches
DISTT. MANDI    3 Branches
DISTT. MANDI HP    6 Branches
DISTT. SHIMLA    1 Branches
DISTT. UNA    1 Branches
GAGGAL DISTT. KANGRA    1 Branches
GAGRET    1 Branches
GAGWAN, DISTT KANGRA    1 Branches
GAHLI, DT HAMIRPUR    1 Branches
GANOH, DT KANGRA, HP    1 Branches
GARHJAMULA H.P.    1 Branches
GARLI    1 Branches
GHANARI    1 Branches
H.P.    2 Branches
HAMIRPUR    8 Branches
HARIPUR DISTT-KANGRA    1 Branches
HARLOG    1 Branches
HAROLI, DIST UNA HP    1 Branches
HARSAUR, DT HAMIRPUR    1 Branches
HATWARHP    1 Branches
HIMACHAL PRADESH    21 Branches
HIMACHAL PREADESH    1 Branches
HP    17 Branches
JAGJIT NAGAR    1 Branches
JAHU DISTT. HAMIRPUR    1 Branches
JAISINGH PUR HP    1 Branches
JANGAL BERI    1 Branches
JANJHELI    1 Branches
JOGINDER NAGAR    1 Branches
JOWAR DISTT-UNA    1 Branches
KALA AMB    1 Branches
KALOHA    1 Branches
KAMAND MANDI    1 Branches
KANDWARIH.P.    1 Branches
KANGRA    10 Branches
KARCHHAM H.P.    1 Branches
KARSOG- MANDIHP    1 Branches
KARUR GAUNA    1 Branches
KATHOG    1 Branches
KEYLONG H.P    1 Branches
KHANYARA HP    1 Branches
KHURWAIN DISTT. UNA    1 Branches
KINNAUR    1 Branches
KOT DISTT. HAMIRPUR    1 Branches
KOTBEJAHP    1 Branches
KOTLU, DISTT MANDI    1 Branches
KULLU    1 Branches
KULU    1 Branches
KUMARSAIN    1 Branches
KUNGRAT    1 Branches
LADRAUR    1 Branches
LAHUL AND SPITI    1 Branches
LUBH DISTT. KANGRA    1 Branches
MAIR, DISTT HAMIRPUR    1 Branches
MANALI, DISTT KULLU    1 Branches
MANDI    11 Branches
MASROOR    1 Branches
MEHATPUR    1 Branches
MEHRE    1 Branches
METHERHP    1 Branches
MULTHAN DISTT-KANGRA    1 Branches
NAGGAR DISTT KULU    1 Branches
NAGROTA JAMMU    1 Branches
NALAGARHDISTT. SOLAN    1 Branches
NANGRAN DISTT. UNA    1 Branches
NEERATH DISTT-SHIMLA    1 Branches
NIGULSARI HP    1 Branches
NIRMAND DISTT-KULLU    1 Branches
PALAMU    2 Branches
PALCHAN    1 Branches
PANDOGA DISTT-UNA    1 Branches
PANDOH H.P    1 Branches
PANJAWAR    1 Branches
PARWANOO    1 Branches
PATHANKOT    1 Branches
PATTA MEHLOG H.P    1 Branches
PEO    1 Branches
PIPLUGHAT    1 Branches
PRAGPUR    1 Branches
PURBA DISTT. KANGRA    1 Branches
RAIPUR    1 Branches
RAIPUR HP    1 Branches
RAIT DISTT-KANGRA    1 Branches
RAJA KA TALAB    1 Branches
RAMPUR    1 Branches
REHAN    1 Branches
ROHRU H.P    1 Branches
SARKAGHAT    1 Branches
SHAHPUR DISTT KANGRA    1 Branches
SHIMLA    21 Branches
SIDHPUR DISTT KANGRA    1 Branches
SIMLA    10 Branches
SIRMAUR    4 Branches
SIRMOUR    2 Branches
SOLAN    14 Branches
SUBATHU    1 Branches
SUJANPUR TIRA    1 Branches
SULTANPUR    1 Branches
SUNDER NAGAR    1 Branches
SUNHI, DISTT KANGRA    1 Branches
SUNI, DISTT SHIMLA    1 Branches
TAL DISTT-HAMIRPUR    1 Branches
THANAKALAN DISTT-UNA    1 Branches
THANEDAR- SHIMLA    1 Branches
THURAL DISTT-KANGRA    1 Branches
TISSA HP    1 Branches
TOTUSHIMLA    1 Branches
UNA    8 Branches

Currency Converter


Rate Date : 02/11/24

We found 357 Branches available for PUNJAB NATIONAL BANK, HIMACHAL PRADESH

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.