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ANAND VIHAR    2 Branches
AZADPUR    1 Branches
BABARPUR    1 Branches
BAWANA    1 Branches
CHAWRI BAZAR, DELHI    1 Branches
DEFENCE COLONY    1 Branches
DELHI CANTONEMENT    1 Branches
DELHI CHANDNI CHOWK    1 Branches
DELHI ROSHANARA ROAD    1 Branches
DEV NAGAR DELHI    1 Branches
DILSHAD GARDEN    1 Branches
DIN DAR PUR    1 Branches
DWARKA    1 Branches
FATEHPURI DELHI    1 Branches
GANDHI NAGAR DELHI    1 Branches
GEETA COLONY, DELHI    1 Branches
GREEN PARK EXTN.    1 Branches
GTB NAGAR    1 Branches
H-BLOCK, NEW DELHI    1 Branches
HAUZ KHAS DELHI    1 Branches
HEART LUNG INST.    1 Branches
HEMKUNT COLONY    1 Branches
HO ATM CELL    1 Branches
IBD NEW DELHI    1 Branches
IFB NEW DELHI    1 Branches
INDERLOK    1 Branches
JAHANGIRPURI    1 Branches
JANAKPURI    1 Branches
JWALA HERI DELHI    1 Branches
KAILASH COLONY    1 Branches
KALKAJI, DELHI    1 Branches
KANJHAWALA    1 Branches
KAROL BAGH    1 Branches
KASHMERE GATE DELHI    1 Branches
KRISHNA NGR    1 Branches
MADANPUR KHADAR    1 Branches
MAHAVIR ENCLAVE    1 Branches
MALKA GANJ    1 Branches
MANGOLPUR KHURD    1 Branches
MAYA PURI    1 Branches
MAYUR VIHAR DELHI    1 Branches
MUNDKA    1 Branches
N.DELHI SANTPURA    1 Branches
N.FREINDS COLONY    1 Branches
NANGLOI    1 Branches
NARAINA    1 Branches
NEHRU PLACE    1 Branches
OKHLA DELHI    1 Branches
PAHARGANJ    1 Branches
PASCHIM VIHAR    1 Branches
PIRA GARHI    1 Branches
PREET VIHAR DELHI    1 Branches
PURANA QUILA    1 Branches
PUSHP VIHAR    1 Branches
RAJOURI GARDEN    1 Branches
RANI BAGH DELHI    1 Branches
ROSHANPURA    1 Branches
RTGS-HO    1 Branches
SADAR BAZAR    1 Branches
SAFDARJUNG ENCLAVE    1 Branches
SAKET DELHI    1 Branches
SHALIMAR BAGH    1 Branches
SIDHARATHA ENCLAVE    1 Branches
SINGHOLA DELHI    1 Branches
TILAK NAGAR    1 Branches
VIKAS PURI DELHI    1 Branches
VIVEK VIHAR    1 Branches
WEST PATEL NAGAR    1 Branches
YAMUNA VIHAR    1 Branches

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Rate Date : 14/05/24

We found 120 Branches available for PUNJAB AND SIND BANK, DELHI, DELHI

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.