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AGAPUR    1 Branches
AINJAN KHERA    1 Branches
AJEEM NAGAR    1 Branches
AJEETPUR    1 Branches
ANWARIE    1 Branches
BAGRAUA    1 Branches
BAKENIA    1 Branches
BARAGAON    1 Branches
BARAKHAS    1 Branches
BAZAR NASRULLA KHAN    1 Branches
BHAINSIAN JWALAPUR    1 Branches
BHAUPURA    1 Branches
BHOT    1 Branches
BHOT BAQQAL    1 Branches
BILASPUR    1 Branches
BILASPUR GATE    1 Branches
CHANDUPURA SIKAMPUR    1 Branches
CHAUKHANDI    1 Branches
DARIYAL    1 Branches
DHANELI PURVI    1 Branches
DHANIAPUR SHANKARPUR    1 Branches
DHANORA    1 Branches
DIBDIBA    1 Branches
GANGAPUR KHADEEM    1 Branches
HAMEERPUR    1 Branches
JALPUR    1 Branches
KAUSHAL GANJ    1 Branches
KEMRI    1 Branches
KOILA    1 Branches
KOOP    1 Branches
LALPUR KALAN    1 Branches
LOHAPATTI    1 Branches
MADHUKAR    1 Branches
MAHARAJPUR    1 Branches
MANPUR OJHA    1 Branches
MASWASI    1 Branches
MATKHERA    1 Branches
MATWALI    1 Branches
MEERPUR MEERAGUNJ    1 Branches
MEHMOODPUR    1 Branches
MILAK    1 Branches
MILAK KHANAM    1 Branches
MILAK NAUKHARID    1 Branches
MUBARAKPUR    1 Branches
MURSAINA    1 Branches
NAGLIA AKIL    1 Branches
NARKHEDA    1 Branches
NARPAT NAGAR    1 Branches
NAWAB GANJ    1 Branches
NAYA SAGARPUR    1 Branches
NAYAGAON    1 Branches
PANWARIA    1 Branches
PARAM    1 Branches
PATTIBASANTPUR    1 Branches
PATWAI    1 Branches
PEEPLI NAYAK    1 Branches
PIPALIA JAT    1 Branches
PUNJAB NAGAR    1 Branches
PUSHWARA    1 Branches
RAIPUR    1 Branches
RAMNAGAR LATIFPUR    1 Branches
RAMPUR MAIN    1 Branches
RAMPURA    1 Branches
RAS DANDIA    1 Branches
RATHONDA    1 Branches
RAZA NAGAR    1 Branches
REWARI KALAN    1 Branches
RO RAMPUR    1 Branches
SAIFNI    1 Branches
SAINTA KHERA    1 Branches
SALAI BARA GAON    1 Branches
SAMODIA    1 Branches
SARAWA    1 Branches
SEVIA KALAN    1 Branches
SHAHBAD    1 Branches
SHEHPURA    1 Branches
SHIV PURI    1 Branches
SIMARIA    1 Branches
SONAKPUR    1 Branches
SWAR    1 Branches
TANDA    1 Branches
VIKRAMPUR    1 Branches

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Rate Date : 17/05/24

We found 82 Branches available for PRATHAMA BANK, UTTAR PRADESH, RAMPUR

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.