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ABHIRAMAPURAM    1 Branches
ADITHANAR SALAI    1 Branches
ADYAR    1 Branches
ALWARPET    1 Branches
AMINJIKARAI    1 Branches
ANAKAPUTHUR    1 Branches
ANNA SALAI    1 Branches
ANNANAGAR    1 Branches
ARUMBAKKAM    1 Branches
ASHOK NAGAR    1 Branches
ASIAD COLONY    1 Branches
AYANAVARAM    1 Branches
BESANT NAGAR    1 Branches
CHETPUT    1 Branches
CHINTADRIPET    1 Branches
CHITLAPAKKAM    1 Branches
CHOOLAIMEDU    1 Branches
CLOCK TOWER    1 Branches
CMDA    1 Branches
CMS HUB CHENNAI    1 Branches
DB JAIN COLLEGE BR    1 Branches
DOTE CAMPUS    1 Branches
DR. ALAGAPPA ROAD    1 Branches
DR.R K SALAI    1 Branches
EAST ABIRAMAPURAM    1 Branches
EGMORE    1 Branches
EKKADUTHANGAL    1 Branches
ENNORE    1 Branches
ERUKKANCHERRI    1 Branches
ESPLANADE    1 Branches
G N CHETTY ROAD    1 Branches
GUINDY    1 Branches
HARBOUR BRANCH    1 Branches
INDIRA NAGAR    1 Branches
INJAMBAKKAM    1 Branches
JAFFERKHANPET    1 Branches
JAWAHAR NAGAR    1 Branches
KELLYS    1 Branches
KILPAUK    1 Branches
KODAMBAKKAM    1 Branches
KOLATHUR    1 Branches
KORATTUR    1 Branches
KOTHWAL BAZAAR    1 Branches
KOTTURPURAM    1 Branches
KOYAMBEDU    1 Branches
LATTICE BRIDGE ROAD    1 Branches
M E P Z    1 Branches
M G R NAGAR    1 Branches
M K B NAGAR    1 Branches
M L A HOSTEL    1 Branches
M R C NAGAR    1 Branches
MADRAS GEORGE TOWN    1 Branches
MADRAS HIGH COURT    1 Branches
MANALI    1 Branches
MANALI NEW TOWN    1 Branches
MANAPAKKAM    1 Branches
MANGADU    1 Branches
MANNADY    1 Branches
MICRO ARMB,CHENNAI    1 Branches
MICROSATE CHENNAI    1 Branches
MICROSATE CHENNAI-2    1 Branches
MOGAPPAIR    1 Branches
MYLAPORE    1 Branches
NANDANAM    1 Branches
NANGANALLUR    1 Branches
NEELANKARAI    1 Branches
NESAPAKKAM    1 Branches
NORTH USMAN ROAD    1 Branches
NUNGAMBAKKAM    1 Branches
OSB, CHENNAI    1 Branches
OTTERI    1 Branches
PADI    1 Branches
PALLAVARAM    1 Branches
PALLIKARANAI    1 Branches
PARK TOWN    1 Branches
PERAMBUR    1 Branches
PERAMBUR MARKET    1 Branches
PETERS ROAD    1 Branches
PORUR    1 Branches
PURASAWALKAM    1 Branches
PUZHUTHIVAKKAM    1 Branches
RAJA ANNAMALAIPURAM    1 Branches
RAJAKILPAKKAM    1 Branches
RAJALAKSHMI NAGAR    1 Branches
RANGARAJAPURAM    1 Branches
ROYAPETTAH    1 Branches
ROYAPURAM    1 Branches
RTGS-HO    1 Branches
SAIDAPET    1 Branches
SALIGRAMAM    1 Branches
SANTHOME    1 Branches
SFMS BRANCH SERVER    1 Branches
SOUTH USMAN ROAD    1 Branches
SOWCARPET    1 Branches
STERLING ROAD    1 Branches
T NAGAR    1 Branches
TARAMANI LINK ROAD    1 Branches
TEYNAMPET    1 Branches
TIRUMANGALAM    1 Branches
TIRUVANMIYUR    1 Branches
TREASURY    1 Branches
TRIPLICANE    1 Branches
VADAPALANI    1 Branches
VANAGARAM    1 Branches
VELACHERY    1 Branches
VENKATAPURAM    1 Branches
VILLIVAKKAM    1 Branches
VIVEKANANDA NAGAR    1 Branches
WASHERMANPET    1 Branches
WEST MAMBALAM    1 Branches
WEST SAIDAPET    1 Branches

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Rate Date : 17/05/24

We found 128 Branches available for INDIAN BANK, TAMIL NADU, CHENNAI

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.