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AKKULAM    1 Branches
ALAMCODE    1 Branches
ALTHARA JUNCTION    1 Branches
ATTINGAL    2 Branches
ATTINGAL NRI    1 Branches
BALARAMAPURAM    1 Branches
CENTRALISED CLEARING    1 Branches
CGO COMPLEX    1 Branches
CHALAI    1 Branches
CHEMPAKAMANGALAM    1 Branches
CHENTHITTA    1 Branches
CHERUNNIYOOR    1 Branches
CHIRAYINKEEZHU    2 Branches
DHANUVACHAPURAM    1 Branches
JAGATHY    1 Branches
KADAKKAVOOR    1 Branches
KAITHAMUKKU    1 Branches
KALLAMBALAM    1 Branches
KANNAOOLA    1 Branches
KARAMANA    2 Branches
KARYAVATTOM    1 Branches
KATTAKKADA    1 Branches
KAZHAKKOOTTAM    2 Branches
KILIMANOOR    1 Branches
KOCHUVELI    1 Branches
KODUNGOOR    1 Branches
KOTTUKAL    1 Branches
KOWDIAR    1 Branches
KUDAPPANAMOODU    1 Branches
KUNNATHURMEDU    1 Branches
MADATHARA    1 Branches
MADAVOOR    1 Branches
MALAYANKEEZHU    1 Branches
MANACAUD    1 Branches
MANGALAPURAM    1 Branches
MANNANTHALA    1 Branches
MARAKKADA RD    1 Branches
MUTHUTHALA    1 Branches
NAC POOJAPURA    1 Branches
NALANCHIRA    1 Branches
NANTHANCODE PB BR    1 Branches
NANTHENCODE    1 Branches
NEDUMANGAD    2 Branches
NEERAMANKARA    1 Branches
NELLIMOODU    1 Branches
NEYYATTINKARA    2 Branches
OORUTTAMBALAM    1 Branches
OTTASEKHARAMANGALAM    1 Branches
PALAYAMKOTTAI    1 Branches
PALLICKAL    1 Branches
PALLIPURAM    1 Branches
PALLITHURA    1 Branches
PALODE    1 Branches
PANGODE    1 Branches
PAPPANAMCO    1 Branches
PAPPANAMCODE    1 Branches
PARASSALA    2 Branches
PATTOM    2 Branches
PEROORKADA    1 Branches
PERUMKUZHY    1 Branches
PETTAH    1 Branches
PEYAD    2 Branches
PONGANDU    1 Branches
PONGUMMOODU    1 Branches
PONGUMOODU    1 Branches
POOJAPURA    1 Branches
POONTHURA    1 Branches
POOVACHAL ADB    1 Branches
POOVAR    1 Branches
POTHENCODE    1 Branches
POZHIYOOR    1 Branches
PRAVACHAMBALAM    1 Branches
PUTHENCHANTHAI    1 Branches
PUTHUKURICHY    1 Branches
SANTHI NAGAR    1 Branches
SASTHAMANGALAM    1 Branches
SHANGHUMUGHOM    1 Branches
SME BRANCH    1 Branches
SREEKARIYAM    1 Branches
THEMBAMOOD    1 Branches
THIDANADU    1 Branches
THIRUMALA    1 Branches
THIRUVANANTHAP    1 Branches
THIRUVANANTHAPURAM    3 Branches
THIRUVANATHAPURAM    1 Branches
THUMBA    1 Branches
TIRUNELVELI ABD    1 Branches
TRIVANDRUM    1 Branches
UDIYANKULANGARAADB    1 Branches
UDUMBANOOR    1 Branches
UZHAMALAKKAL    1 Branches
VAKKOM    1 Branches
VALIATHURA    1 Branches
VALIAVILA    1 Branches
VALIYAMALA    1 Branches
VAMANAPURAM    1 Branches
VARKALA    2 Branches
VATTAPARA    1 Branches
VATTIYOORKAVU    1 Branches
VAZHUTHACAUD    1 Branches
VELI HILLS, THUMBA    1 Branches
VELLAYAMBALAM    1 Branches
VELLAYANI    1 Branches
VEMBAYAM    1 Branches
VENGANOOR    1 Branches
VENJARAMOODU    1 Branches
VIKAS BHAVAN    1 Branches
VITHURA    1 Branches
VIZHINJAM    1 Branches

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Rate Date : 26/12/24

We found 155 Branches available for STATE BANK OF INDIA, KERALA, TRIVANDRUM

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.